Every time you visit The Website, your IP address, your operating system, your browser model, the search engine you used to access The Website (if applicable), the date and time you accessed and left The Website, the page URL's you visited and the country you have visited The Website from are recorded in a database ("The Database"). Southern Cross reserves the right to use this information internally for targeted marketing purposes and agrees to not disclose this information to any third parties not directly associated with Southern Cross.
This policy also applies to any information you explicity disclose by way of the Enquiry form on the Contact page of The Website. Southern Cross agrees to refrain from using any of your personal information (including, but not limited to, your email address, phone number, name and enquiry) other than to contact you in reference to any issue or enquiry which is currently open or was open in past between you and Southern Cross. Southern Cross agrees to not disclose this information to any third parties not directly associated with Southern Cross.
Internal usage for targeted marketing purposes includes the production of website usage statistics, however these will be circulated internally only unless a third party becomes involved with Southern Cross for the purposes of upgrading and improving The Website. Southern Cross agrees to only disclose this information anonymously to third parties.
Links to third parties may be displayed on The Website. These links may lead you to external websites, however Southern Cross is not responsible for any content on these external websites, only what is displayed on The Website.
Southern Cross cannot guarantee the security of the connection between the device from which you access The Website and the server on which The Website resides. As a result, if any of your personal information is leaked through this connection, Southern Cross can not, under any circumstances, be held accountable.
Southern Cross reserves the right to place cookies on your device. Cookies are alphanumeric identification numbers which are stored on your device's storage facility through your browser to enable Southern Cross to recognise your device whenever you access The Website through it, and therefore better personalise your access of The Website. It is important to note that cookies do not identify you personally, but identify your device. Through your the settings in your browser, you should be able to disable cookies, but be aware that if you do so, you will not be able to take full advantage of The Website. Southern Cross can not, under any circumstances, be held accountable for any action undertaken by your browser or device in relation to the placement of cookies.
Southern Cross is entitled to disclose to authorities any information deemed by Southern Cross as information required to conform to legal requirements, comply with legal process or help to maintain the law, or protect the rights or property of Southern Cross. Southern Cross is also entitled to disclose personal information to debt collection agencies employed or individuals enlisted with the purpose of recovering debt by Southern Cross should term fees not be paid on a timely basis.